Get clear answers to your most common financial queries. At RISE (Rishta Investments & Savings Experts), we believe that informed investors make confident decisions. Explore our FAQs to understand mutual funds, insurance, loans, and other financial solutions designed to help you grow and protect your wealth.
Not necessarily. Switching between mutual funds can be beneficial if your financial goals, risk appetite, or market conditions change. However, frequent switching may attract exit loads and tax implications, so it’s best to make such decisions strategically and with expert guidance.
No, mutual funds differ based on their investment objectives and asset allocation. Some focus on equity for higher returns and risk, while others prioritize debt for stability. There are also hybrid funds that balance both. Choosing the right one depends on your goals, risk tolerance, and investment horizon.
Mutual funds do not offer guaranteed returns. They are market-linked investments where performance depends on market conditions and the fund manager’s strategy. Consistent, long-term investing can help you build wealth, but there are always associated risks.
Not at all. Mutual funds are designed to make investing easy for everyone. Professional fund managers handle the investment decisions, and platforms like RISE guide you through the process, helping you choose funds that match your financial goals.
Taxation depends on the type of mutual fund and your holding period. Equity funds held for over one year attract long-term capital gains tax, while short-term holdings are taxed at a higher rate. Debt funds follow a different tax structure. Our advisors at RISE can help you plan tax-efficient investments.
No, mutual funds are for everyone. You can start investing with small amounts through SIPs (Systematic Investment Plans). Whether you are a beginner or an experienced investor, mutual funds offer options for all income levels and goals.
It’s not advisable. Diversification helps balance risk and optimize returns. A well-structured portfolio across multiple funds, reviewed periodically, ensures that your investments stay aligned with your goals and changing market conditions.
RISE stands out for its personalized approach, research-backed strategies, and a client-first philosophy. We combine deep market expertise with transparent advice to help you achieve lasting financial success.
Getting started is simple. You can contact us through our website or schedule a consultation with one of our certified advisors. We’ll understand your goals and recommend the best plan for you.
All our solutions are completely personalized. We assess your goals, risk tolerance, and financial capacity to create a plan that truly fits your needs.
The minimum investment depends on the product you choose. For example, mutual funds start with low minimums, while PMS and AIF have higher entry levels. Our advisors will guide you based on your goals.
Both! You can connect with our advisors virtually or meet in person at one of our offices — whichever is more convenient for you.
We offer easy access to investment dashboards and periodic performance reports. You’ll always have complete visibility into how your portfolio is performing.
We recommend a balanced mix of equity, debt, hybrid, and tax-saving funds based on your goals, time horizon, and risk appetite.
Corporate deposits are fixed deposits offered by top-rated companies, often with higher interest rates than banks. They are a great option for those seeking stable and predictable returns.
Yes. RISE recommends only highly rated corporate deposits after thorough credit risk evaluation to ensure safety and reliability.
Returns vary based on the company and tenure, but typically range between 7%–9% annually, depending on prevailing market conditions.
Premature withdrawals are usually allowed with minor penalties. We’ll guide you through the process if you need early access to funds.
SEBI mandates a minimum of ₹50 lakhs for PMS and ₹1 crore for AIF investments. Our advisors ensure these options align with your wealth strategy.
We provide detailed reports, performance summaries, and direct access to your portfolio manager for full transparency and accountability.
PMS and AIF are best suited for high-net-worth individuals seeking diversified, actively managed portfolios with long-term growth potential.
Taxation depends on the asset class and holding period. Our tax experts will help you structure your investments efficiently.
We offer term insurance, ULIPs, endowment plans, and retirement-oriented life insurance solutions — all tailored to your family’s needs.
Our advisors calculate coverage based on your income, liabilities, dependents, and long-term financial goals to ensure complete protection.
Absolutely. We provide full support during claim settlement and send timely reminders for renewals, so you’re always covered.
Yes, products like ULIPs offer both investment and protection benefits — we’ll help you choose the right one for your profile.
Our medical insurance covers hospitalization, treatments, pre- and post-hospitalization expenses, and critical illnesses depending on the policy chosen.
Yes, we provide both individual and group health insurance solutions for families and organizations.
Simply contact our support team — we’ll help you with documentation and coordinate directly with the insurer for smooth claim processing.
Yes, we offer comprehensive general insurance plans covering health, home, vehicle, travel, and business protection.
Our financial planning covers budgeting, investments, retirement, tax-saving strategies, and wealth transfer — all customized for your life goals.
We recommend reviewing your plan at least once a year or whenever your financial situation or goals change.
Yes, we create holistic plans that include retirement, estate, and tax planning to ensure financial security at every stage of life.
Absolutely! Whether you’re a beginner or an experienced investor, our team designs a personalized plan to help you start smart and grow steadily.